Work out your personal-loan EMI in seconds.
Set the amount, the rate and the tenure, and see your monthly EMI, the total interest and the total you'd repay.
Talk to us about my loan- Free and instant
- No sign-up needed
- Compare with a lower rate
50+
partner banks and NBFCs compared
9.95%
p.a.* starting rate for eligible salaried applicants
₹1 Cr
maximum loan amount from select lenders*
84
months of maximum repayment tenure*
Plan before you borrow.
A quick estimate helps you pick an amount and tenure you're comfortable with.
Instant results
Adjust amount, rate and tenure and see your EMI at once.
Compare rates
See how a lower rate changes total interest.
No sign-up
Use the calculator without sharing any details.
Talk to an expert
Want help beyond the numbers? Leave your details.
What would your EMI look like?
Move the sliders until it matches your loan. This is the same quick maths we do ourselves before we ever pick up the phone.
Talk to us insteadThese are estimates only. Your actual EMI and rate depend on the lender and on your eligibility.
You'd pay about
₹10,747 a month
That's ₹6,44,820 over the whole loan, and ₹1,44,820 of it is interest.
At 9.99%*, your EMI could be around ₹10,621. That's roughly ₹7,560 saved overall.
*Indicative only, subject to lender approval.
How the EMI is worked out.
EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1), where P is the loan amount, r is the monthly interest rate (annual rate ÷ 12 ÷ 100) and n is the number of months.
A longer tenure lowers each EMI but raises the total interest. A lower rate reduces both. Try a few combinations above to see the effect.
Results are estimates. Your actual EMI depends on the lender, your eligibility and any fees.
What people say.
I had four EMIs due on different dates. Now it's one payment and I finally know what I owe.
They told me honestly that switching wouldn't save much on one of my loans. I appreciated that.
Simple process, no jargon, and nobody pushed me to sign up for anything.
Common questions.
See what you could save, in about two minutes.
Tell us a little about yourself. We look at your credit profile the way a lender would, so what we tell you is realistic, not a sales pitch.
- We never ask you to pay anything.
- Your details stay with us unless you say otherwise.
- You decide what happens next.