TRANSPARENT ADVISORY
Loan Eligibility & Criteria Guidelines
Clear guidelines on age, income, employment profile, and documentation required for salaried loan assessments.
QUALIFICATION GUIDE
What Partner Lenders Typically Evaluate
While each banking partner maintains specific risk criteria, these general benchmarks help prepare your profile for evaluation.
Age: 21 to 58 yearsEmployment Type: Salaried (Private Ltd, MNC, Govt, PSU)Minimum Net Monthly Income: ₹25,000+Credit Profile: Minimum 650 CIBIL preferred (fresh profiles also reviewed)Existing EMIs: Less than 65% of net monthly income
Criteria varies by lender. Meeting basic criteria helps shortlist options but does not constitute an approval guarantee.
Standard Verification Documents
- PAN Card & Aadhaar
- Latest Salary Slips (3 Mos)
- Bank Statement (6 Mos)
- Current Loan Sanction Letters
- Credit Card Statements
- Proof of Employment
🔒 Privacy First: We never collect document uploads on initial contact. You share files only when proceeding with a specific lender application.
TARGET BORROWERS
If Any of These Describe Your Situation, We Can Help You
We eliminate debt stress with structured, empathetic financial assistance — whether you require debt consolidation, rate reduction, or a clean fresh loan.
Common Salaried Profiles We Support
- Salaried professionals managing multiple active EMIs
- Borrowers paying high credit card interest (>36% p.a.)
- Customers carrying multiple app/fintech loan dues
- Salaried employees seeking low-interest personal loans
- Borrowers exploring personal loan balance transfers
- Profiles wanting to lower overall monthly loan outflows
* Note: Lender policies govern final approval. Meeting general criteria helps spot suitable options.
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