What is debt consolidation?

Combining eligible existing debts into a single loan structure with one repayment, where eligible.

Is loan approval guaranteed?

No. Loan approval is not guaranteed. The lender makes the final decision.

BALANCE TRANSFER ADVISORY

Transfer Your Active Personal Loan
To a Lower Interest Rate

If you are paying 16%-24% interest on an existing loan, check if you qualify for a balance transfer to top private banks starting from 9.95% p.a.*

Check Balance Transfer Rate

DATA-DRIVEN INSIGHTS

Smarter decisions start with clear data.

Estimate your potential monthly EMI reduction and tenure savings by consolidating high-cost loans into a structured personal loan.

Input Your Current Obligations

Total Debt: ₹6,50,000

Total Outstanding Loan Amount₹5,00,000

Credit Card Dues / App Loans₹1,50,000

Current Monthly EMI Outflow₹35,000

Current Interest Rate (% p.a.)18%

Remaining Tenure (Months)60 Months (5 Yrs)

Target Consolidated Rate10.5% p.a.*

Indicative rate based on partner bank salaried eligibility (starting from 9.95% p.a.*).

Illustrative Savings Summary

ESTIMATE ONLY

CURRENT EMI

₹35,000

Scattered due dates

POTENTIAL EMI

₹13,971

1 Consolidated EMI*

Potential Monthly Difference

~₹21,029 / month*

Potential cumulative savings over 60 months: ₹12,61,738*

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*Results shown above are illustrative estimates for guidance only. Actual savings, approval, rates and tenure are determined by respective lending partners based on borrower credit verification.

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